Our journey with
Win Yan Man

ABN AMRO
Upgrade Pensioen Check
Content manager & online sales specialist
Project Duration: 11 weeks implementation

ABN AMRO

Project background

How do you provide your clients with easy and accessible insights into their pension? No complicated processes, just a simple way to answer essential pension-related questions? For ABN AMRO, this is a crucial issue because actively engaging clients can reveal whether it might be wise to save a little extra. For years, ABN AMRO’s Pension Check has proven to be a successful tool in this regard.

A modern upgrade

ABN AMRO needed to upgrade the existing Pension Check with the latest technologies and adapt it to a more modern design. The focus was on convenience and clarity for the consumer.

The goal was to create a user-friendly and accessible tool providing a comprehensive view of the pension situation. This allows clients to gain insight into their financial situation before and after retirement. It answers important questions such as, “Is it wise to save extra or take other actions?” Yellowtail Conclusion and ABN AMRO worked together to renew and further innovate the Pension Check.

Data retrieval with Ockto

In less than 10 minutes, customers can gain insight into their personal financial situation. Through the Ockto app, data from the tax authorities and Mijnpensioenoverzicht are retrieved. After the data is collected, the customer can see their current pension status and whether there is a pension shortfall. If the participant faces a shortfall upon retirement, there are various options to address it. For instance, at ABN AMRO, the participant can choose to use a bank savings plan for pension supplementation. The customer can save for (additional) pension in a blocked account with potential tax benefits.

The result

The Pension Check is a collaboration between ABN AMRO, Ortec Finance, Ockto, and Yellowtail Conclusion. Thanks to the strong partnership between these parties, a well-designed and modern pension planner was created in a short period.

A few months after the successful launch of the Pension Check, we began further development. Through various user tests and analysis of quantitative data, several potential improvements and expansions of the current tool were identified. We have added the customer journey for ‘early retirement’ and implemented support for both gross and net calculations. Additionally, there is now the option to download a PDF report of the financial situation.