Mortgages & Loans

Digital, data-driven solutions for the mortgage market

Specialists in mortgage technology

A customer-friendly green mortgage journey, a broker portal or efficient mortgage advice software: we’ve specialised in technology for the mortgage market for more than 20 years. We build digital, data-driven products, customer journeys and services for financial service providers. Together with our clients, we work towards a sustainable future in which everyone is financially resilient.

Our partners

VisionAI: AI-driven document processing

Make your administrative processes smarter, save time, money and effort, and stay flexible. VisionAI puts AI to work on document processing, mortgage underwriting and compliance checks. Work that used to take hours or days now takes a fraction of the time, with greater accuracy than manual checks. You don’t need OCR technology: VisionAI assesses complex and varied documents in their own context. The solution is ready to use, so you start working with AI-driven processes straight away.

VisionAI in numbers

Where VisionAI makes a difference, in figures we’re proud of.

1 in 3 Dutch mortgage applications runs through VisionAI

VisionAI handles the full process automatically, from the initial application to the final assessment.

30% shorter turnaround time

On average, applications take 30% less time than in a manual process.

50% increase in right-first-time rate

More cases pass assessment right first time, so you avoid unnecessary queries and rework.

40% market share among Dutch mortgage lenders

A growing number of lenders in the Netherlands rely on VisionAI.

Our Hypact Product Suite

Yellowtail Conclusion’s Hypact Product Suite brings together solutions for every link in the mortgage chain.

Hypact Advisor

Hypact Advisor is an all-in-one platform for mortgage advice and broking. Advisers and clients work together on the mortgage case in one digital environment, from documents to the advice report.

Hypact Advisor

Hypact Hub

Hypact Validator

Hypact Buy to Let portal

The Hypact Buy to Let Portal makes applying for a buy-to-let mortgage simple for lenders and service providers. With pre-validation and a clear case status, brokers work faster, make fewer mistakes and keep a clearer view of every case.

Hypact Buy to Let portal

Our Digital Professionals

Bring in the knowledge and experience you need by hiring a Yellowtail Conclusion consultant. Our digital professionals have extensive experience in the financial sector, specifically in mortgages and consumer credit. From advice to implementation and optimisation, we support you at every stage. We have a proven track record with banks, insurers, mortgage lenders and credit providers.

Read more about our Digital Professionals

Consultancy: from challenge to implementation

We help with a wide variety of consultancy questions across the mortgage and credit chain. We take a critical look at your advice process: where does it get stuck, what can work smarter and what does that deliver? Or we assess whether your underwriting process and business rules are set up properly, and give you clear advice and concrete next steps that we implement ourselves. We also design new brand-driven customer journeys and bring extra expertise in sustainability. Take Triodos Bank, the first Dutch lender to link its mortgage rate to a home’s energy label (the Dutch equivalent of an EPC rating).

Collega Yellowtail Conclusion achter laptop

Davinci Conclusion

We work closely with Davinci Conclusion, so together we cover everything our clients need across mortgages, housing and notarial services. We support them throughout the process: from the first steps towards buying a home to the notarial stage (the Dutch equivalent of conveyancing) and beyond. By combining our strengths, we offer a complete service from start to finish.

More about Davinci Conclusion

Our Digital Professionals

Get the knowledge and experience you need by hiring a consultant from Yellowtail Conclusion. Our driven digital professionals have extensive experience in the financial sector, specifically in the field of mortgages and consumer credit. Whether you need advice, implementation or optimisation, we are ready to support you in every phase of the process. With a proven track-record at banks, insurers, mortgage and credit providers.

Digital Professionals

Hoe kan een explainproces eruitzien met de toepassing van AI?

What clients really think of us

This is why we do what we do

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“Sustainability shouldn’t sit apart from the mortgage process, but right in the middle of it. This solution gives customers an early overview of what’s possible in their situation, and puts them in control.”

Joris Lans, Product Manager Mortgages, Triodos Bank

“Yellowtail’s strength lies in its knowledge of mortgages, and just as much in its knowledge of the customers we serve.”

Maarten van Oostveen, Business Consultant Innovation, Stater

“At the start of the project, we actively looked for a partner that could help us with secure external login and onboarding for intermediaries. We found that partner in Yellowtail Conclusion.”

Rabobank Intermediary Portal